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Agent fees are assessed per qualifying Book Add for the applicable completed cohort and billed on a quarterly statement after the minimum 90-day effective-date stabilization rule. These are fees under the Closr™ Agreement—not consumer charges or upfront lead fees. Carrier compensation is separate and changes by year, state, carrier, plan, enrollment type, and regulatory guidance; it is never guaranteed by Closr™. Future fee changes require notice under Section 23. Review the current schedule, see the math, or read the Agent Agreement / Disclosures before applying.